Category Archives: Americans in the UK

Hey Americans & Canadians Moving to London: Here’s How to SHOP!

I’m pleased to announce that Kristin Duffy is joining this little blog as a co-author.  I’m so excited for her fresh energy & enthusiasm for moving to the UK.  Kristin lives in NYC now (how cool is that?! Yes, it is very cool. I agree) but she’s moving to London in a few weeks to join her husband there.  She’s already been to London heaps, and while there she tends to shop to her heart’s content.   You can read more about Kristin here.

Here’s Kristin’s very first blog post for “Canadians & Americans in the UK” blog:

Shopping in London

If you’ve recently relocated to London, chances are you won’t be shopping with much of a budget to speak of (if you’re lucky enough to have a “quid” to your name at all).  Even if budget is limited, London has great shopping options- and even better browsing. Of course, shopping isn’t limited to just clothing- London is also home to amazing food markets, furniture stores, and any other category imaginable!
One of the most fun places to explore is Borough Market.  This food market is home to excellent fresh seafood, meats, produce, artisan-crafted prepared foods, and even cheap lunch! A couple of tips: try the fire-melted raclette with pickle for a decadent lunch and go at Christmas time- it’s positively a page out of Dickens!
Different neighborhoods in London offer very different shopping vibes. Join the well-heeled shoppers of Chelsea on Kings Road for a variety of shops including names familiar to Americans (Anthropologie and Gap) and those with a distinctly British flair (Cath Kidson and Jigsaw). Recommended shops of interest are Bluebird (trend-right mix of designer clothing, tasty restaurant, and spa) and Designer Guild (the print-mixing interiors store filled with modern furniture, wallpaper and bed and bath decor designed by Tricia Guild). These might fall into the “just browsing” category for most of us, but they are great fun nonetheless!

 In Notting Hill, the famous Portobello Road antiques market might be more tourist fun than an antiques- lover’s dream. Regardless, it’s still a cool place to stroll away a Saturday and perhaps pick up a bargain in the meantime. Most vendors, selling anything from jewelry to vintage fly-fishing treasures are willing to haggle… Portobello Road is also lined with storefronts that offer anything from sewing and craft supplies to edgy fashion to home goods. Definitely worth a visit.
It would be easy to go on forever about different neighborhoods that are great in London (Brick Lane in the East End- so cool!), but you know that London is cool- that’s probably why you’re here in the first place. So what about just some recommended stores? 

- M & S (Marks and Spencer)- what you’d expect from a department store, but hipper (is “hipper” a word?), with a great food department. Sticky toffee pudding… Sublime.
- Urban Outfitters- yes, UO exists in Canada and the US, but in London it’s even cooler. They do a great job mixing the funky Urban labels with “boutique labels”… labels like Paul and Joe Sister and Anglomania by Vivienne Westwood, well-selected to compliment the Urban collection.
- Topshop and Topman- this uber-trendy shop has made it’s way to the US, but again, the British version just seems better. Count on having to spend time weeding through the racks- some pieces are cheap (read: trashy) looking, without a cheap price tag. Others are extremely well-priced, spot-on trend, and beautiful. Topshop also boasts a supermodel Kate Moss-designed line.
To even scratch the surface of shopping in London it would take a lifetime of entries, so stayed tuned for more shopping posts. In the meantime, let me know your questions, I’m glad to keep shopping in the name of “research”!

An Event for Americans in the UK Who Love Movies, Comedy & Drinks

I just received this invitation and think it looks good enough to share with ya’all here:

American: The Bill Hicks Story
Film and Q&A with the filmmakers THIS FRIDAY
Discounted Admission: £5.00
http://www.meetup.com/americansabroad/calendar/13600751/

When: Friday, May 28, 2010 From 6:00 PM

Where:
Prince Charles Cinema
7 Leicester Place off Leicester Square
London

The late, great Bill Hicks was an amazing popular comedian from the United States. Dead at 33 of pancreatic cancer he left an incredible legacy behind. There’s now a new film documenting his life and we’re going to check it out this Friday!

Have a look at the many posted videos of Bill Hick’s work to see why this is an American life is worth celebrating.

More popularly famous here in the UK than back home Bill’s work continues to make and impact

This movie is going to be a terrific laugh and we’re going to go for drinks afterward at probably The Surgeon or Waxy’s Little Sister; assemble in the front of the cinema after the Q & A!

It’s right in the heart of Leicester Square, so no excuses for missing it, plus there is a discount for members of this group:

Discount Admission
£5.00 Discount price of admission for American Meetup members (Over the normal £6.50). Bring a print out of this email as proof, or if you’ve got a blackberry, I~phone or some similar device that can display this email that’d work.

Right in the heart of Leicester Square, Friday, strait after work. See you there!

Map
http://maps.google.co.uk/maps?hl=en&um=1&ie=UTF-8&q=PRINCE+CHARLES&fb=1&gl=uk&hq=PRINCE+CHARLES&cid=0,0,5554071346228832936&ei=ex79S_LKEd-U4gaxvLShCw&sa=X&oi=local_result&ct=image&resnum=1&ved=0CB4QnwIwAA

AMERICAN The Bill Hicks Story
Bill Hicks Flick: A true Texas original!
REVIEWS! www.americanthemovie.com

“A brilliant and beguiling film” Esquire

“Certainly our most anticipated movie of the year” Maxim

“Visually fantastic….completely absorbing and incredibly entertaining” Aint It Cool News

“a triumph…extraorodinary” Uncut

“One of the films you MUST see this summer” Total Film

Wish I could see it with you all!  I love the Prince Charles Cinema in Leceister Square & highly recommend that all Americans & Canadians track it down when you first arrive in London. Cheap movies, great location, and get a HaagenDaz icecream in the square afterwards.  Ahh…pure bliss!

Have fun if you do go and please let me know how it is!

Guide for Americans in the UK from a Fellow Blogger

Check this out – I rec’d a comment on my “About the Author” page from Blogmella who writes a very honest, funny & OMG-You-Did-Not-Just-Say-That blog.  She has a page just for Americans in the Uk to give them advice on fitting in from a British perspective and I have to say, this is funny & very, very true.

Check it out!

Please let her know that I sent you.

Cheers

Victoria

I heart TimeOut London

Want to move to the UK, but you’re still not sure about it?  Or, you think you might like London, but you’ve never been?

Check out TimeOutLondon’s website & I know you’ll be hooked.  No, they didn’t pay me to say this! I just love the magazine, and the website is my source of inspiration when I don’t know what to do in London.  I heart TimeOut London.

I’m off to Chicago this weekend to be in the audience of Oprah’s show, with the Glee cast on her stage that very day.  So, I’m also looking at Time Out’s Chicago website today & planning out my Easter weekend with great American friends in Chicago.  Living the dream? You betcha.

How to…Deal With Crime in the UK as a Foreigner

This isn’t an easy post for me to write, as I prefer to focus on the positives in life, but if you’re moving to the UK then you should know what to do if a crime is committed against you.    Please keep in mind that I am no “crime expert” and am just sharing my two pence based on living in London myself for three years and helping other Canadians & Americans move there for the past 5-almost 6 years.

If your purse is stolen:

Okay, first off let’s deal with the whole purse issue.  When I lived in London, I was ridiculously paranoid about my purse wherever I went. I knew where it was at all times, and kept it close at hand never giving someone a chance to “nick it” (aka “steal it”).  I was the only one I knew who hadn’t had their purse stolen and I intended to keep it that way.

My friends lost their purses to thieves by:

  • leaving it on the floor by their feet at the library while emailing on the computers,
  • leaving it between their legs on the floor while at the pub,
  • their wallets were taken from inside an open purse at the fireworks, while strapped over their arms.

So, what’s the moral of this story? Know where your purse is at all times and keep it close to your physical body, ideally zippered shut.  This might sound a bit intense to the newbie moving to the UK, but let’s face it – you won’t be in Kansas anymore.

Now, if you do have your purse stolen, what should you do?

Call the police of course.  Not 9-1-1 though – it’s 9-9-9 in the UK, and don’t dial that one for a purse being stolen as it’s really for emergencies (as in, life or death…).  Just call your local station and make a report. You probably won’t get your purse back, but you might as well report it.

If you’re out clubbing…

There are a couple of street-smart rules to clubbing anywhere, but particularly in big cities like London.

  1. Watch your drink at all times. No matter what. Never, ever, ever leave your drink unwatched, whether you are a man or a woman, in a pub or a club.  That means: don’t get up to dance, to use the loo, to get another drink…just don’t ever leave your drink without your eyes on it.  This might sound paranoid, and you might think that only naive club-bar-stars in their late teens get drugged, but again – you’re not in Kansas anymore!  Anyone can get drugged in London.  And it does happen.  So just be smart!
  2. Don’t get in a “taxi” that isn’t actually a taxi. Taxicabs in the UK are cleared marked as either Black Cabs or private cab companies that you call and know.  So, if a car pulls up and isn’t marked, and you didn’t call them (on the phone!), and they just shout out the window “taxi!” then say “No thanks!”  No matter what, say no.  If it’s 5 am and you didn’t call a cab, and you can’t find one anywhere, and there’s just this one guy in a car saying “taxi” don’t get in.  Walk with your friends.  Wait til the tube opens.  Just don’t get into an unmarked taxi cab.  You will see posters all over London about this.  So be smart!
  3. Make sure the people you are with know you really well. They know you well enough to know how you behave when you’re drunk, and know you enough to spot anything out of the ordinary.  So, if you would never sleep with a guy or girl after a few drinks, and suddenly you’re falling over with slurred speech and going home with a stranger – your friends will spot that as unusual and get you home safe & sound.  If someone drugs your drink, it’s not always obvious to your friends or to you.  But your behaviour will be different and that’s where good friends come in.  They should know you well enough to know what you would or wouldn’t do.  If you are someone who sleeps with a stranger on a first meeting, well…you already know the risks you’re taking, so I won’t say much about this.  Just be careful. Be safe.  Be smart. You don’t need me to be your mother or father…
  4. Keep your head! People drink more in the UK than we do in North America, as a general rule.  So, you’ll likely fall right into that when you first move there.  They also start drinking much earlier than we do, often right after work on an empty stomach.  Know your limits, and eat something!  Anything is better than nothing in your stomach.

So, what to do if your drink is spiked?  Or a crime is committed against you while you’re out clubbing? Whether it be rape, abuse, violence…Call the police. 

What to do if you are sexually assaulted in the UK:

If you are assaulted in the UK, you will likely do things a bit differently than you would in Canada or the USA.  First, of course, you will call the police or get a friend to do it for you.  Don’t shower. Don’t throw out any “evidence” which you won’t necessarily think is evidence (ie the blanket you were on – just like in shows like CSI the police look for DNA in everything you’ve touched).  This is the same as in Canada or the USA.  If you wait a couple of days, and have already showered, still call the police & make the report. They will come to you and ask questions, look for and take evidence, etc.  Just like in North America.

But the difference is that in North America, I would normally suggest that you find your local “Rape Crisis Support Centre” or “Sexual Assault Support Centre” or whatever your local support centre is in your area.  But in London, they don’t exist. Shocking right? 

I couldn’t figure out why they don’t exist there, but then discovered that the police & the support centres are closely connected.  So, if you do go to the police you will then be connected to the support centre, where they also check you for signs of assault, STDs & pregnancy, evidence…all the obvious post-rape stuff.  They also put you in touch with a counselor and you can visit the counselor a number of times.  The big difference here is that if your case goes to trial, then what you say in your counselling can be used in court.  Very different than a Sexual Assault Support Centre in Canada or America – where that would never be okay.

They try to make the support centres as comfortable as possible, with magazines, comfy chairs, empathetic staff…but it is what it is.  A place for people who have experienced assault.

*Please note: I just checked out the Havens website again and it looks as though they have made some changes.  Judging from the website, if you don’t want to make a police report you can still use their services.  This is similar to what we do in Canada and the USA so perhaps I was wrong about the differences.  Anyone else know more about this?

There are a million and one different crimes that can be committed against you anywhere in the world, and in London you just need to be a bit more street-smart.  Just like in NYC or any other big city.  Don’t be scared – it’s still a fantastic place to live, but if you are aware & keep your head on then you can avoid many of the not-so-great elements.

I’ve only covered a couple of crimes that could happen to you in the UK and only because I think it’s best that I focus on things that have happened to me or my friends.  Please keep doing your research & ask around as this is nowhere near the be-all and end-all for crimes in the UK.

Questions?  Concerns? Comments?  Please share your thoughts!

Americans & Canadians in London – An Open Invitation

I just received this email for an event this weekend in London:

The London Expat American Meetup Group!
JOIN US THIS WEEKEND
http://www.meetup.com/americansabroad/calendar/12789768/

What: Great Pub Sunday Lunch Brunch!

When: THIS Sunday, March 7, 2010 FROM 4:00 PM

Where:
Marksman Pub
254, Hackney Rd, E2 7SJ
London

We’re getting together for some Sunday Afternoon drinks. Join us for a great Sunday Lunch just off Columbia Road Market with a fantastic regular menu that also offers a slap up Brunch as well!

American artist Dawn Kolpin and her husband have owned the pub for a number of years and is very much a local community favorite. The emphasis is on real keg beers, quality pub food and
real community spirit. They also have a mad tendency to barter things in exchange for beer!

This place gets packed, and the kitchen closes at 4- reopens at 6 so if you are in it for the food please be patient (or get there a bit earlier). Canadian bar keep Kim will be on hand to dispense the suds. This place is a real find!

See you there!

Learn more here:
http://www.meetup.com/americansabroad/calendar/12789768/

If I was in London this weekend, I’d go to this event!  Looks like a lot of fun.  Please let me know if you go, and take some pics for me to post here. Thanks!

I promise to get back to regular blog posts soon. I know I’ve just been posting events lately, and my only excuse is that I’m running out of ideas for what to write about here.  If you have suggestions, please share!

Where to Watch Canada VS USA Ice Hockey Game in London, England

Here’s an email I just received about the hockey game today.  I thought all the Canadians & Americans living in London would want to know where to go.

Have FUN!  Oh, and GO CANADA! ;-)

USA v Canada Olympic ICE HOCKEY & BBQ
Game Starts 8:15 TONIGHT
http://www.meetup.com/americansabroad/calendar/12728580/

When TONIGHT Sunday, Feb 28th dorrs open 7:00 pm

Where
Bodeans BBQ
16 Byward Street
Tower Hill, EC3R 5BA
London
Tube: Tower Hill, Aldgate, Aldgate East

For the second time since NHL players began participating in the Olympics, Canada will face the United States in the gold medal game.

This is just too good to let pass by without a meetup. This Sunday the two North American national teams face off for gold in Olympic Ice Hockey finals in North America. We’ve booked out Bodeans Tower Hill for the occasion.

As you all know we are a North Americans cultural social group, 25% of our membership is Canadian. I expect lots of people in both Red, White and Blue and Maple Leafs!

Olympics host nation Canada beat Slovakia today 3-2 to set up a finals hockey re-match, this time for the gold with preliminary-round conquerors, the USA. Canada is now in gold double figures and top of the gold league with 10 gold medals for the Games, one more than Germany and two more than both the USA and Norway.

Team USA had booked their place in tomorrow’s gold metal final earlier in the day by rolling past Finland 6-1. In reality the Canadian game has lost none of its luster, it’s just that American Ice Hockey professionalism has come a long way over the last 15 years. For Team USA, a victory will be its first Olympic gold medal in Ice Hockey since the “Miracle on Ice” super-amazing game against the Soviets 30 years ago.

It’s all to play for as Canadian national pride is on the line with the national game, which was invented in Canada being played on home soil. The Can/Am Womens Ice Hockey match the other day was hard fought between Women’s Team USA (who still retain the title of World Champions) and an absolutely electric national victory for the Canadians, with Prime Minister Harper and Hockey legend Wayne Gretzky in attendance.

This is the grudge match to end all N.A. grudge matches, so keep it polite! Join us for chicken wings, nachos and the best game of Ice Hockey this decade!

You cannot miss this one. See you there!

Gold Silver Bronze Total
1. United States 8 14 13 35
2. Germany 10 11 7 28
3. Canada 12 7 4 23

Special Note: the downstairs area is being opened just for us, and will be serving drinks all night. If you want food it will only be served upstairs.

RSVP
http://www.meetup.com/americansabroad/calendar/12728580/

Interview With an American Expat in London & Fellow Blogger

Today I am excited to share an interview with Kristina Smith from “American Expat in London” fame.  She took the time to answer common questions about moving to the UK from the states and what her life is really like in London.  Thanks Kristina! 

Read on my friends…

Name:  Kristina Smith

Current Location:  London, UK

Home town: Orginally from Hickory, NC.  Most recently from Seattle, WA-which is ‘home’ to me.

Education (if relevant):  Undergrad in Accounting from UNC-Charlotte (*so* not relevant any longer, thank goodness!).  MBA from UNC-Chapel Hill.  Concentration in Marketing.  Definitely relevant…

Hi Kristina. Thanks so much for letting me interview you for this little blog.  So you are an American now living in the UK, and specifically in London. 

 When did you make the move across the pond? 

I landed on March 1, 2008.

 Why did you decide to move to London? 

I relocated with my company. I’d always wanted to live abroad, and knew I’d never have such an opportunity practically given to me like this.  So, I decided to take full advantage.

What was the visa process like for you? 

I got lucky.  My company handled all of the ugly paperwork for me.  I completed the application, and gathered all of necessary documentation, but in terms of actually liasing with the British Consulate, that was all handled for me.  Talk about being made to feel like you have to prove your worth!  Literally. 

Do you have any stories to share about flat hunting in London? 

Well…my first experience was quite easy-again, thanks to the corporate relo.  I worked with a company who specializes in helping expats flat hunt.  The 2nd time I searched for a flat-to move in with my boyfriend-was on my own.  I can certainly say, I’ve probably had both ends of the spectrum by now.  The truth of the matter is:  the rental market-and aproach to renting is so completely different from the US (except perhaps NYC?…), and Rental agents can be vultures.  Sorry.  Not all, but a good number of them; and, some companies are good-some certainly aren’t.  I’ve been fairly fortunate wtih both of mine, but have heard the horror stories.  Regardless, a good starting point-whether you have help or not-is www.findaproperty.com   it’s like a ‘clearing house’ of rental properties that most, if not all, agencies post their property to.  Provide your post code, and a few details of what you’re looking for, and voila. 

Contrary to what I’ve heard about landlords, both of mine have been exemplary.  The contract that is used is *definitely* in the landlord’s favor-and makes me rethink the silly one-pager I’m using to rent my place back in the US- but assuming your landlords are reasonable humans, actual dealings with them shouldn’t be that bad. 

What do you do in the UK? (Job that is…) 

 I’m in Search Marketing (PPC & SEO) for a large, online retailer.

Was it easy to find this job?  Can you tell us more about the job application process? 

Well, since I transferred with my company from headquarters to the UK, my process wasn’t like it is for most.  That being said…for the particular field that I’m in, I don’t think I could live in a better city for what I do. The Search industry is very strong here, a bit more advanced than in the US, and unlike the US…people in this space are refreshingly open about what they do-and what they do for their companies.  I really enjoy it, and at this stage in my career, am appreciative of the experience.

To the general question about job searching…like flat-searching, it’s also a different beast.  Agencies (Recruiters) are the norm here.  I don’t know of many people who don’t have their current positions not due to a recruiter.  I’m not even sure if some companies hire in the more direct approach (ie internal recruiting) from the US.  Recruiters are very direct here-I probably get a phone call a week, and a ping on LinkedIn weekly.  I recognize that the level of activity is somewhat due to my industry, but nonetheless-if you’re looking for a job here, get yourself on LinkedIn!

Okay, so now that we understand your life history in regards to moving to London and what your work is, let’s get into some more nitty-gritty details.

What do you absolutely love about your life in London? 

Borough Market on Saturday mornings, free museums and the vast selection of plays to be able to attend, the ability to ‘pop’ over to the continent-for next to nothing-for the weekend, public transportation (I know, I know-it can be a nightmare, but comparitvely, it’s leaps ahead of the US).  I’ll stop there-I could probably list another 10 things!

 And what could you do without? 

Tourists who clog up the sidewalks, the intrusion of my personal space when on said public transport, and the cost of living.  I could also probably list another 10 things, but will try to stay positive. :)

 Do you miss “home”?  Or do you call London your home now? 

There are days when I miss Seattle, my friends & family, a good, cheap-meal, and a good IPA to the point it physically hurts.  Then, there are days when I’m so flipping happy to be here, I couldn’t imagine living anywhere else.  Which side of the coin seems to change almost as frequently as the weather here.

 Who are your friends and community?  Do you mostly spend time with other Expat Americans or do you have other friends as well?  Were there any cultural barriers to overcome? 

My friends here fall into 2-3 clusters….Expats (and a few who aren’t) from work, my British boyfriend-and his friends-many of which are mine now, and other various, random folks that I’ve met-thru pup quiz, industry events, friends of friends (of friends…).  It’s a somewhat diverse group.  Probably 50% US; 40% Brit; 10% ‘other’. :)

Cultural barriers?…yes and no.  I’ve thought a lot about this in the two years I’ve been here.  I think the ‘cultural barriers’ I’ve personally experienced have nothing to do with differences between the US & UK.  Rather, my experiences are due to living in a truly *big* city for the first time.  I think that’s where I’ve struggled the most.  I’m not used to the crowds-and the need to be aggressive to sometimes get from point A to B, and the brusque attitude you can sometimes encounter.  I don’t think that’s a UK thing-I think it’s a big city thing.

The actual ‘cultural’ differences don’t seem too noticeable to me.  Again, having thought about this a bit, I think it’s due to having been raised in the South.  I see a lot of similarities in the culture of the South-and British culture, and think that becuase of this, it was an easy transistion for me.  Either that, or I’m completely oblivious!

But, the fact that my bf is British certainly helps.  He gives me ‘street cred’ immediately when we’re out & about, and I’m sure I’ve picked up on cultural bits from him-even subconsciously-that have made my living here seem so smooth.

 In terms of lifestyle, what do you think is different about your lifestyle in the UK compared to your lifestyle in the states?  And what’s the same?

WHERE DO I BEGIN?!?!?

In short, everything-both good and bad: I walk, I don’t drive.  I pay more for rent here than my mortgage in the US.  I never wear a shoe that’s higher than 1 inch.  I drink coffee without half & half.  I get tons more vacation.  I don’t exercise as much, but I drink more. I eat less Asian food, but more Mediterannean food.  I don’t go shopping every other weekend, and buy more ‘stuff.’  I realize how good the customer service in the US is now-actually, make that *exemplary.*  I don’t go out during the week as spontaneously as I used to-but at the same time, have more scheduled social events.

 If you could offer any advice to fellow Americans considering the move to the UK, what would it be?

Whew. Where do I begin?…Brace yourself!   I think you won’t even realize how valuable of an experience living in the UK has been-until you move back to the US.  Assuming you do!..

 Thanks so much Kristina! I really enjoyed this interview.  Keep up the great blogging!

Check out Kristina’s blog here & please tell her that I sent you.  Thanks!

Any other questions for Kristina? Please share your thoughts in the comments, and be sure to let me know if you know of another blogger I should interview for this blog.  Thanks.

Where to Watch the Canadian Men’s Hockey Games for the Olympics in London

Tonight, the Canadian Men’s Hockey team battles Norway.   Here’s where you can watch the game with other Canadians in London:

Team Canada vs. Norway

Hello you Muther Canuckers!

Craving live coverage of Team Canada’s Hockey games?
Look no further than the Albion!

Canada’s first match in the preliminary round is set for Tuesday February 16th at 16.30 PST, (which makes it just after midnight local time) against Norway.

Our good man Scott Mcphail has secured a late licence (till 3am!!) for Team Canada’s Matches, so make your way down and show your support! -If need be, take a nap after work to ensure your attendance!

The Albion
2/3 New Bridge Street
City of London
London
EC4V 6AA

P: 0207 583 0227
Nearest tubes (for before the match) St. Pauls, Mansion House, Farringdon, Chancery Lane

Night busses (leaving from Ludgate Circus)
N11
N15
N21
N26
N47
N76
N550 & 551
23

Hope to see ya then!

I just copied & pasted the invite from my facebook account, so I hope this is still accurate.
Canadians in London is also organizing similar events for these matches:
Team Canada vs Switzerland
Thursday February 18th
23:55 at the Albion
Team Canada vs Team USA
Sunday, February 21st
23:55 at the Albion
And for our American readers, if you know where the Americans are watching the games in the UK, please let me know so I can post them here.
Happy gamin’ everyone!  And GO CANADA!

How to…Insure Your Apartment Rental Contents in the UK

Last week, C asked me what advice I could offer about contents insurance for the UK.  I decided to ask my friend, Colleen Wagner from London Relocation Services since I never ended up getting insurance for my apartments in London.  

Colleen asked her hubby what he did for their contents insurance and here’s his very helpful response:

“The comparison websites like comparethemarket.com ,  gocompare.com, confused.com are popular but some insurance companies like Aviva, Churchill or Directline only offer direct websites, they do not participate in the comparison sites. Normally you need to fill out a form on the sites, so they capture your data. The sites also ask for a bunch of information about your flat… whether you’re on a ground floor or top floor, have an alarm system, if you have an external door or multiple doors. Probably the most obscure questions were about the building grading (apparently a British thing of rating structures) and then the type of roof of the building… flat, steel, concrete, sloping, straw. 

Annoyingly you receive e-mails and phone calls from insurance sales people after completing the info on the website. They fade away after a week or so, but none the less super annoying. Also, the quotes on the sites are not necessarily the price you will get, once you make contact with the insurance companies, they recalculate the whole policy anyway after asking you more detailed questions, and you end up with a completely different rate. This is where our process broke down, for our basic contents they wanted like £150-£200 a year, but then once you add a single item like a wedding ring for a high value, many weren’t interested in covering us, or they want like £600 a year. So I got frustrated and gave up.”

I remember doing the same thing – just giving up!  I lived in 5 different flats in London, from your typical apartment building to a Victorian Terrace House, and each of those had at least 3 different locks to get in.  I also lived with “Bobbies” (aka “cops”) so I guess I just felt safe enough to not bother with home insurance.  I also didn’t own contents that were really worth insuring for the prices they gave.  A new laptop costs less than the price to insure it.  Or so it seemed to me anyway.

So, my advice?  Keep on doing your research and ask for referrals from others in the UK.  Perhaps you will find that amazing little insurance company that is affordable and friendly?  That would be great!  Please keep us posted on your progress.

For health insurance, please see this post.

Anything else you’d like me to cover here?  I’m running out of topics to help other Americans & Canadians make the move to the UK so any questions you need answering, please just ask.  Thanks!